{"taxYear":2025,"country":"US","region":"TX","regionName":"Texas","filing":"joint","currency":"USD","gross":180000,"federalTax":22498,"regionalTax":0,"payroll":13528,"totalTax":36026,"netTakeHome":143974,"monthlyTakeHome":11998,"effectiveRatePct":20.01,"marginalRatePct":23.45,"breakdown":{"stdDeduction":-31500,"ordinaryTaxable":148500,"federalOrdinary":22498,"prefRateTax":0,"niit":0,"socialSecurity":10918,"medicare":2610,"stateDeduction":0,"stateTaxable":180000,"stateTax":0},"note":"","disclaimer":"Estimates using published 2025 brackets; credits, surtaxes and local taxes simplified. Not tax advice."}